Mortgages

If you are looking for expert advice for your mortgage and protection needs you know you can trust the advice you will receive when we introduce you to one of our qualified Mortgage and protection advisors.

Appointments are available over the phone, in one of our offices or the comfort of your own home, whether you are looking to buy your first home, move to your next home or simply remortgage we are the one stop shop for all your needs.

Definition of mortgage: A loan which is secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

 

Independent Mortgage Brokers

 

The EA Mortgage and Protection team are on hand to introduce you to expert mortgage & Financial advice specifically designed to suit your needs.

We know that taking out a mortgage will most likely be the biggest financial commitment you will ever make, which is why it is so important to take advice from a mortgage broker who has access to the whole of the market.

Comprehensive Range of Mortgage Products and Services

We can source and offer a comprehensive range of mortgage products from across the market, except for mortgage deals which are only available by going direct to a lender.

Clients who wish to increase their existing borrowing should explore alternative finance options before securing additional borrowing against their property, such as a further advance from their existing lender or an unsecured loan.

Those seeking a ‘Retirement Interest Only Mortgage’, a ‘Lifetime Mortgage’ may be available and more appropriate for your needs.

Mortgage deals may not be available and lending is subject to individual circumstances and status. If after our initial consultation we are unable to help and an independent financial adviser is required, we work with a great team who we can recommend you to.

How does our mortgage service work?

We have tried to simplify the process so you don’t have to.

Step 1

Fill out our contact form

Step 2

Initial consultation and fact finding, we carry out an in-depth analysis of your financial situation and mortgage needs, we will then source the very best product to meet your requirements.  

Step 3

We will discuss the best mortgage products for you and with your consent apply for a decision in principle which can normally be obtained within 3 hours.

Our team are CeMAP qualified mortgage and protection advisers are approved by the FCA. We are able to offer advice on a wide range of mortgage, insurance and property services.

If you are moving home, looking for a remortgage or are starting out you home ownership as first time buyers, our aim is to help you get into your dream home.

 

Why Choose EA Mortgages and Insurance to be your Mortgage Broker or choice

 

Providing the very best customer service to every one of our clients is of the utmost importance to us. We don’t just pride ourselves on being able to introduce you to the very best advice, but also know we have access to some of the very best products on the market. Many of our clients return to us year after year.

One point of contact – from your very first enquiry to receiving your mortgage offer, and getting the keys to your property you will only ever deal with the same mortgage broker.

EA mortgages and Protection have many years experience in the property, legal and financial industry and are best placed to provide professional advice.

Sourcing the most competitive mortgages, protection and insurance is what we do best, but our service does not stop there. We will help with your property search and help negotiate offers on your behalf too.

Our aim is to help alleviate some of the stress around moving home and we will be with you every step of the way.

Face to face, Over the phone, Via Zoom, Skype, Teams – the choice is yours and we will work around you, late evenings, early mornings or weekends.