Equity Release in Norfolk
Unlock tax-free cash from your home while staying in it
Looking for equity release in Norfolk? For homeowners aged 55+, equity release lets you unlock tax-free cash from your home while staying in it. Use the funds for home improvements, helping family, clearing debts, or simply enjoying retirement — with advice that’s fully FCA-regulated.
Free, friendly, no obligation.
What could equity release do for me?
Benefits
- Pay off a mortgage or debts
- Supplement retirement income
- Help a family member
- Fund home improvements or a new car
- Treat yourself to a dream holiday
Reassurances
- Stay in your home for life
- No monthly payments required — unless you choose to.
- No Negative Equity Guarantee – never owe more than your home’s value
- Competitive, fixed or capped rates available
- Potential to reduce inheritance tax (get advice)
- Fully FCA-regulated equity release advice.
How it works
1
Book Your Free consultation
We check eligibility and explain lifetime mortgages vs home reversion in plain English.
2
Personal recommendation
A fully qualified adviser compares plans across the market.
3
Complete & receive funds
Solicitors handle paperwork; funds are usually released in one lump sum or in drawdown.
Our consultations are free, friendly, and with no obligation to proceed.
Safeguards & important considerations
Before deciding, it’s important to understand how equity release works and the safeguards in place to protect you.
Advice is regulated by the Financial Conduct Authority (FCA).
Most plans include a No Negative Equity Guarantee.
Early repayment charges can apply; we explain these upfront.
Equity release reduces the value of your estate and may affect means-tested benefits.
You should consider alternatives (downsizing, traditional remortgage, using savings). We’ll cover these in your review.
Faqs
It allows homeowners aged 55+ to access tax-free cash from their home’s value without moving.
Yes. With most lifetime mortgages, you remain the homeowner and stay in your property for life.
No — unless you want to. The loan and interest are usually repaid when the property is sold after you pass away or move into care.
Yes. Equity release is regulated by the Financial Conduct Authority (FCA). Reputable advisers ensure the plan is suitable for your circumstances.
A lifetime mortgage is a loan secured against your home; you keep ownership and interest rolls up unless you choose to pay it. Home reversion involves selling a share of your property for a lump sum or income while living there rent-free. We’ll explain which (if any) suits you.
Typically 6–8 weeks from recommendation to funds released, depending on valuations and legal work.
Yes — we offer home visits and video consultations across Norfolk, including Norwich, Dereham, and King’s Lynn. You can choose whichever is most convenient.
You might also be interested in our Inheritance Tax Planning in Norfolk and Will Writing in Norfolk services — helping you protect your estate and plan for the future alongside your equity release options.
Still have questions? Contact us or call 01362 697 680 for a friendly chat.